With MARIFLOR

Protect Your Revenue

Every hazard covered, with fast compensation

Learn more Cover my crop

Fast compensation
Precise data
Regular monitoring

The MARIFLOR insurance product

by APAM

The 3 pillars of the contract

1
Reseeding costs
Absence or poor emergence of seedlings requiring reseeding or crop abandonment
2
Additional harvest costs
Weather events occurring at harvest time, impacting quality and quantity
3
Revenue loss
Yield decline on high-value-added crops under contract

Download the booklet Cover my crop

How it works

Getting started couldn't be simpler

Log in to your account (or create one by filling in the required fields), locate your plots on the map, then enter your crop details and the area in hectares. That's it: you can now activate your insurance.

Report a claim and get a precise decision

When you notice a germination failure, a weather event during harvest, or a revenue loss on your crop, take a geolocated photo of your plot and report your claim through the platform. We take care of the rest.

Receive fast compensation

Once your claim is submitted, you'll receive a response from us as soon as possible. Depending on the claim reported:

Seeds: reseeding possible: 10% of contract value with no deductible. If reseeding is not possible, compensation of the full contract value with a 20% deductible.
Weather events during harvest: compensation of 5% of contract value with no deductible in case of crop abandonment, compensation of the full contract value with a 20% deductible.
Revenue loss: difference between contract value and final settlement statement, with a 20% deductible applied to the compensation.

Check our supporting documents

Download our supporting documents to learn more about the contract's coverage and discover a complete step-by-step guide to using the platform.

Download the booklet (PDF)User guide

The DIGIFARM Technology

Satellite Imagery

Tracking the plot's biomass development through satellite imagery

Regular Monitoring

Real-time tracking of crop development through precise charts

Certified Solution

DIGIFARM's technology is validated by the European Commission and the JRC

Frequently asked questions

For the 2027 launch MARIFLOR covers spring crops only: seed corn, sweet corn, seed soybean, seed sunflower, green beans and peas. Winter crops (seed wheat, seed barley, rapeseed) are planned for a future season.